Budget your AI costs
What small businesses really spend on AI each month, and where the costs hide.
The best free resources
Ramp AI Index
What US businesses actually pay for AI: median $16.32 per employee per month.
Ara Kharazian, Ramp Economics Lab [vendor] · Oct 2026SBE Council Tech Use Survey: The Digital State of Small Business
Small employers spend a median $2,200 a year on about five AI tools.
Small Business & Entrepreneurship Council · Mar 2026Microsoft drops M365 Copilot price for SMBs, upgrades free Copilot Chat
Copilot for businesses up to 300 staff fell to $21 per user per month.
Matthew Finnegan, Computerworld · Nov 2025Google Workspace pricing
Which Workspace plan includes which Gemini features, per user per month.
Google [vendor]Gemini Spark: 3 Workflows to Automate Your Business
Works out how many hours a $100-a-month AI agent must save to pay off.
SUCCESS · May 2026
Curated by effectiveAI. Every link checked November 2026. Know a better free resource? Tell us.